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Marriott Bonvoy Boundless Credit Card

The Marriott Bonvoy Boundless Credit Card charges $95 a year and earns Bonvoy points at 6x at Marriott Bonvoy hotels, 3x on dining, at grocery stores and at gas stations on up to $6,000 in combined purchases per year, and 2x on all other purchases, with no foreign transaction fee.

Facts read from the Chase official Marriott Bonvoy Boundless card page on October 22, 2026. How we check them: methodology.

Earn rates, as the issuer prints them

The everyday 3x rate is shared across three categories with one combined $6,000 yearly cap, so a household that spends heavily in all three reaches the cap sooner than the per-category caps on other cards here; past the cap those purchases earn the 2x base rate. The 6x lane covers Marriott Bonvoy hotels only. The Bonvoy hub covers award pricing and the point caps on Free Night Awards.

A year of spending on this card, worked out

Arithmetic illustration with stated inputs: $1,500 a year at Marriott hotels, $6,000 across dining, groceries and gas (at the combined cap), and $6,000 on other purchases earns 9,000 + 18,000 + 12,000 = 39,000 Bonvoy points a year. The same $13,500 at a flat 1x would earn 13,500 points; the cap is why the illustration stops the 3x lanes at $6,000.

Welcome offer as published

As published on the issuer page: 3 Free Night Awards, each valued at up to 50,000 points, after you spend $3,000 on purchases in the first 3 months from account opening.

The offer is 3 Free Night Awards after $3,000 in purchases in the first three months, about $1,000 a month. Each award is valued at up to 50,000 points, and Marriott Bonvoy Program Rules section 3.3.c and the Chase Marriott page let a member add up to 25,000 points to a Free Night Award for that night. An award is worth what the night you book with it would have cost, and it expires on the issuer's terms, so three awards are only worth three nights you actually take at properties the awards can book.

Who this earn structure suits

Marriott guests who also spend across dining, groceries and gas, the three lanes that share the 3x rate and its combined cap. The 2x base rate is higher than most co-brand cards here, so off-category spending is not wasted, but every point lands in Bonvoy and stays there.

Notes from the issuer page

• The welcome offer is paid as Free Night Awards rather than points: each award is valued at up to 50,000 points, per the issuer page checked.
• The issuer page checked also lists one Free Night Award each account anniversary, valued at up to 35,000 points.

The traps to check in your account

• Points land in Marriott Bonvoy. They are not bank points, so there is no bank transfer step. Read its hub for what they book.
• The 3x rate on dining, groceries and gas shares a single $6,000 combined yearly cap. Three heavy categories can exhaust it well before the year ends, after which those purchases earn 2x.
• Interest on a carried balance can outweigh the rewards, so the earn table assumes you pay in full.