Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards card charges $395 a year and earns Capital One Miles at 10X on hotels and rental cars and 5X on flights, vacation rentals and activities booked through Capital One Travel, 5X on Capital One Entertainment, and 2X on everything else, with no foreign transaction fee.
- Annual fee
- $395
- Rewards type
- Miles
- Foreign transaction fee
- None
- Headline earn
- 10X on hotels and rental cars through Capital One Travel; 5X on flights through Capital One Travel; 2X on everything else
Facts read from the Capital One official Venture X card page on October 22, 2026. How we check them: methodology.
Earn rates, as the issuer prints them
| Earn rate |
|---|
| 10X miles on hotels and rental cars booked through Capital One Travel |
| 5X miles on flights, vacation rentals and activities booked through Capital One Travel |
| 5X miles on Capital One Entertainment purchases |
| 2X miles on every other purchase |
Every bonus line except Entertainment runs through Capital One Travel, which makes the portal price the first check on any trip. The base rate is the same 2X as the Venture, so outside the portal the two cards earn identically, and the $300 fee difference has to be carried by portal bookings or by benefits this directory does not record. The miles land in the same Capital One Miles account and reach the same transfer partners.
A year of spending on this card, worked out
Arithmetic illustration with stated inputs: $2,000 of hotels and rental cars and $1,500 of flights booked through Capital One Travel, plus $24,000 of other purchases, earn 20,000 + 7,500 + 48,000 = 75,500 miles a year. On the Venture, the same spending earns 10,000 + 3,000 + 48,000 = 61,000, a gap of 14,500 miles from the travel lines alone.
Welcome offer as published
As published on the issuer page: 75,000 bonus miles after you spend $4,000 on purchases within 3 months of opening the account.
The offer on the page checked matches the Venture's: 75,000 bonus miles after $4,000 in purchases within three months, about $1,333 a month. The difference is the fee that comes with it, $395 against $95. At 2X the qualifying spend adds 8,000 miles, so meeting it with planned purchases ends the window at 83,000 miles or more.
Who this earn structure suits
Travelers who book most hotels, rental cars and flights through Capital One Travel, where the 10X and 5X rates live, and who travel enough for those rates to carry a $395 fee. Off-portal everyday spend earns the same 2X as the cheaper Venture card.
The traps to check in your account
- Points land in Capital One Miles; read its hub and the transfer guides before moving any.
- The 10X and 5X travel lines apply only to bookings made through Capital One Travel. The same hotel booked directly earns 2X.
- Interest on a carried balance can outweigh the rewards, so the earn table assumes you pay in full.
Questions readers ask
What does the Capital One Venture X Rewards Credit Card earn?
10X on hotels and rental cars through Capital One Travel; 5X on flights through Capital One Travel; 2X on everything else, per the issuer page checked October 22, 2026.
What is the welcome offer on the Capital One Venture X Rewards Credit Card?
Checked October 22, 2026: The offer on the page checked matches the Venture's: 75,000 bonus miles after $4,000 in purchases within three months, about $1,333 a month. The difference is the fee that comes with it, $395 against $95. At 2X the qualifying spend adds 8,000 miles, so meeting it with planned purchases ends the window at 83,000 miles or more.
Does the Capital One Venture X Rewards Credit Card charge foreign transaction fees?
None, per the issuer page checked October 22, 2026.
Is the Capital One Venture X Rewards Credit Card worth its annual fee?
At $395, the illustration above frames the test: on $3,500 of portal travel, this card earns 14,500 more miles a year than the $95 Venture, while its fee costs $300 more. Lower portal spending shrinks that gap in proportion. Any benefits that offset the fee are listed on the issuer page, not in this directory, so count only the ones you would use.
How is the Venture X different from the Venture on earn rates?
On the issuer pages checked October 22, 2026, both earn 2X on everyday purchases and 5X on Capital One Entertainment. The Venture X raises hotels and rental cars booked through Capital One Travel to 10X and adds flights at 5X there; the Venture earns 5X on portal hotels, vacation rentals, rental cars and activities, and 2X on flights.