Airline programs, priced as bookings

What these airline guides do differently

An airline's own website tells you what an award costs in its miles. It never tells you what that award costs in Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou, Capital One miles or Bilt Points, and that is the number that decides whether a transfer is worth making. Each guide here starts from the program's official chart or policy, read on a stated date, and converts its prices through each bank's published ratio, its transfer step and the cash fees the award still charges.

The guides are not program overviews. The program hubs already record each currency's partners and rules; these pages answer one booking question per program, such as how a chart's two price columns work or which fee is charged per ticket in Canadian dollars. Every worked figure is an arithmetic illustration with stated inputs, never a seat that exists today, and no guide recommends a card. Before any transfer, the when not to transfer test still applies, and the ratio guide explains the notation each issuer uses. If you are new to how programs set prices at all, start with which airlines still publish an award chart, a dated table that sorts each program into a printed chart, a peak and off-peak date rule, or pricing that moves with demand.

For Bilt members, the Atmos Rewards guide prices five partner routes from the chart Atmos published in May 2026, including a Seattle to Tokyo business seat on Japan Airlines from 60,000 points one way, and sets Bilt's 1:1 transfer beside Marriott's 3:1.

For Singapore Airlines, the KrisFlyer guide halves the round-trip Star Alliance chart for one-way prices from North America, prints Singapore Airlines' own Saver and Advantage cells, and lists the change, redeposit and no-show fees.

Three questions each airline guide answers

• Which banks reach the program, and at what printed ratio? Read from each issuer's own transfer page with its check date, because the same program can cost a different number of bank points from Amex, Chase, Capital One, Citi or Bilt.
• How does the program set its price? A printed chart by distance band, a dynamic price that moves with demand, or a mix of both depending on which airline operates the flight.
• What does the award still charge in cash? Taxes, carrier charges and booking fees, converted to US dollars when the program bills in another currency, because those fees come off the cash side of every valuation.