Chase Ultimate Rewards
Issued through Chase. Checked October 4, 2026 against the program's own pages. Partner lists and ratios change; the transfer screen inside your account is the final word, and transfers are usually irreversible.
Transfer partners you will actually use
This hub lists 8 working examples for Chase Ultimate Rewards. It is the shortlist most collectors use, not the entire partner roster. The full list lives in your account, where the ratio and transfer time for each partner are shown before you commit.
| Transfer partner example | What to confirm in your account |
|---|---|
| United MileagePlus | Current ratio, minimum increment, transfer timing, and whether the partner account name must match yours. Confirm all four today; none should be assumed from an older guide. |
| World of Hyatt | Current ratio, minimum increment, transfer timing, and whether the partner account name must match yours. Confirm all four today; none should be assumed from an older guide. |
| Southwest Rapid Rewards | Current ratio, minimum increment, transfer timing, and whether the partner account name must match yours. Confirm all four today; none should be assumed from an older guide. |
| British Airways Avios | Current ratio, minimum increment, transfer timing, and whether the partner account name must match yours. Confirm all four today; none should be assumed from an older guide. |
| Air Canada Aeroplan | Current ratio, minimum increment, transfer timing, and whether the partner account name must match yours. Confirm all four today; none should be assumed from an older guide. |
| Virgin Atlantic Flying Club | Current ratio, minimum increment, transfer timing, and whether the partner account name must match yours. Confirm all four today; none should be assumed from an older guide. |
| Marriott Bonvoy | Current ratio, minimum increment, transfer timing, and whether the partner account name must match yours. Confirm all four today; none should be assumed from an older guide. |
| IHG One Rewards | Current ratio, minimum increment, transfer timing, and whether the partner account name must match yours. Confirm all four today; none should be assumed from an older guide. |
Where this currency tends to return value
- Hotel awards through the program's famously strong hotel partner value
- Flights through United and other Star Alliance partners booked with airline miles
- Keeping points flexible; this currency is the one many collectors refuse to transfer until checkout
Program notes
- Core airline and hotel partners transfer at 1 to 1.
- The hotel partner in this program is widely considered its strongest transfer value; confirm current pricing inside the hotel program before deciding.
- Points earned on no-annual-fee cards generally need a premium card in the household to unlock transfers; the portal states the rule for your cards.
Watch out for
- Transfer ratios are uniform, but award value is not. A 1 to 1 transfer into a dynamically priced program can return far less than 1 to 1 into a chart-priced one.
- Confirm the exact traveler name rules before transferring to a partner account that is not yours.
What makes Chase Ultimate Rewards different on this site's data
On the checked-in data for this site, Chase Ultimate Rewards is one of five transferable currencies, and its character comes from the notes above rather than from a headline partner count. Read its 8 partner examples against the traps in its watch list: that pairing is the insight for this currency. Compared with the other hubs here - American Express Membership Rewards, Citi ThankYou Points, Capital One Miles, Bilt Points - the right question is never which currency is best in the abstract. It is which currency holds the partner that prices your specific booking kindly, at a ratio and expiration clock you can accept.
That comparison should be run booking by booking. Take the same flight or room, price it in cash, price it through the plausible partners for this currency, and compute value per original point after the ratio. A currency that looks weaker in a general ranking can win on a route where its partner uses calm award pricing, and a famous currency can lose on dates where its partner prices dynamically. The hub gives you the doors; the booking chooses among them.
How to use this number
Bring a real fare and a real award price to the Cash or Points Calculator. It returns the cents per point for that booking and a straight answer against your target, which is the only valuation of Chase Ultimate Rewards that should move points. Then read the matching guide in best use by currency for the pattern behind your trip, and the transfer guides for ratio, bonus, and timing checks before anything moves.
Set your target from bookings you are likely to make, not from the best redemption you have ever seen described. If Chase Ultimate Rewards usually clears that target on flights you take, hold it for those flights. If it only clears the target on a hypothetical premium trip you keep postponing, a fair redemption on a real trip may be the better use. Points keep their flexibility only while they stay in this currency.
Common questions about Chase Ultimate Rewards
Is this the full partner list for Chase Ultimate Rewards?
No. This page lists 8 working examples checked October 4, 2026. The full and current list, with today's ratio and transfer time for each partner, is the transfer page inside your own account. That screen outranks this hub and every guide.
Should I transfer Chase Ultimate Rewards points before I find a booking?
No. Transfers are usually irreversible, and a transferred balance takes on that partner's prices, expiration, and change rules. Find a bookable award, price the cash alternative the same day, and run it through the calculator first. Transfer last, only for that booking.
What is Chase Ultimate Rewards worth per point?
This site does not publish a universal value for any currency, because the figure that matters is the value on the booking in front of you. Compute it as (cash price minus cash fees) divided by points required, using the calculator, and judge it against a target from your own likely trips.
What should I check first in my account for this currency?
Your exact partner list and ratios, because card tier and account rules can change what a balance can do. Then check transfer timing and any minimum increment for the partner you need. Those account facts decide whether a good looking award can actually be ticketed in time.