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Delta SkyMiles Gold American Express Card

The Delta SkyMiles Gold American Express Card charges no annual fee for the first year, then $150. It earns SkyMiles at 2X on Delta purchases, at restaurants worldwide and at U.S. supermarkets, and 1X on other eligible purchases, with no foreign transaction fee.

Facts read from the American Express official Delta SkyMiles Gold card page on October 22, 2026. How we check them: methodology.

Earn rates, as the issuer prints them

Delta purchases, restaurants and U.S. supermarkets share the 2X rate, so the card earns its bonus on two everyday lanes as well as on its own airline. Gas and hotels booked directly are not bonus lanes and earn 1X. The SkyMiles hub on this site covers what the miles can book; the earn table here only decides how fast the balance grows.

A year of spending on this card, worked out

Arithmetic illustration with stated inputs: $2,500 a year on Delta tickets, $3,600 at restaurants, $4,800 at U.S. supermarkets and $5,000 on other purchases earns 5,000 + 7,200 + 9,600 + 5,000 = 26,800 SkyMiles a year. At a flat 1X the same $15,900 would earn 15,900 miles, so the 2X lanes add 10,900 miles against a $150 fee from the second year on.

Welcome offer as published

Not restated here: check the issuer page. On October 22, 2026 the page showed a limited-time bonus after $2,000 in purchases within the first 6 months, with two bonus figures in its markup, so the current amount is not restated.

Amex's page, checked October 22, 2026, ties the welcome bonus to $2,000 in purchases within the first 6 months, about $333 a month, and labels it a limited-time offer that may not be available if you leave the page. The bonus amount could not be read unambiguously, so check it on the issuer page. The fee is $0 in the first year and $150 after, so the renewal decision, not the welcome offer, is where this card is really priced.

Who this earn structure suits

Delta flyers whose everyday spending runs through restaurants and supermarkets, the two lanes besides Delta itself that earn 2X. The miles land in SkyMiles and stay there, so this suits a traveler who has already decided Delta is their airline.

Notes from the issuer page

• The issuer page checked also lists a $200 Delta flight credit after $10,000 in purchases in a calendar year, and 15% off award travel booked with miles on Delta flights through delta.com and the Fly Delta app.

The traps to check in your account

• Points land in Delta SkyMiles. They are not bank points, so there is no bank transfer step. Read its hub for what they book.
• The flight credit needs $10,000 of purchases in a calendar year. A household well below that line should price the card on its earn table alone, without the credit.
• Interest on a carried balance can outweigh the rewards, so the earn table assumes you pay in full.